We are a leading disaster recovery consulting firm with 36 years
of expertise in property damage insurance claims. We specialize in
helping commercial and residential clients navigate fire,
water, and storm-related losses by expertly preparing, negotiating,
and settling insurance claims. Founded by Michael Hosto,
a former American Red Cross Mass Care Officer and
international disaster recovery contractor, the company grew
into North America’s top disaster recovery partner for fire departments,
managing over $2 billion in claims with a team of 160+ retired fire chiefs.
As the driving force behind 3PHASE Business Advisors,
we have successfully guided organizations to achieve transformative growth,
leading companies to generate over $250 million in annual revenue.
Our proven strategies build high-performing teams and strong organizational cultures.
We are dedicated to helping businesses and individuals recover,
rebuild, and thrive after disasters.