Exploring mortgage options with a £70,000 salary opens up promising opportunities for those looking to own a home. This guide aims to provide a clear understanding of your potential borrowing capacity and the factors that shape your mortgage choices.

Income Multipliers
Income multipliers play a pivotal role in deciding your borrowing limit. Typically, lenders extend loans ranging from 4 to 4.5 times your yearly income. For instance, with a £70,000 income mortgage, you could potentially secure a loan between £280,000 and £315,000. Nonetheless, some lenders might offer more generous multipliers under favorable financial circumstances.